Financial Tool
PVIF Table Generator
Generate a Present Value Interest Factor (PVIF) table for quick reference.
| n / r | 1% | 2% | 3% | 4% | 5% | 6% | 7% | 8% | 9% | 10% |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 0.9901 | 0.9804 | 0.9709 | 0.9615 | 0.9524 | 0.9434 | 0.9346 | 0.9259 | 0.9174 | 0.9091 |
| 2 | 0.9803 | 0.9612 | 0.9426 | 0.9246 | 0.9070 | 0.8900 | 0.8734 | 0.8573 | 0.8417 | 0.8264 |
| 3 | 0.9706 | 0.9423 | 0.9151 | 0.8890 | 0.8638 | 0.8396 | 0.8163 | 0.7938 | 0.7722 | 0.7513 |
| 4 | 0.9610 | 0.9238 | 0.8885 | 0.8548 | 0.8227 | 0.7921 | 0.7629 | 0.7350 | 0.7084 | 0.6830 |
| 5 | 0.9515 | 0.9057 | 0.8626 | 0.8219 | 0.7835 | 0.7473 | 0.7130 | 0.6806 | 0.6499 | 0.6209 |
| 6 | 0.9420 | 0.8880 | 0.8375 | 0.7903 | 0.7462 | 0.7050 | 0.6663 | 0.6302 | 0.5963 | 0.5645 |
| 7 | 0.9327 | 0.8706 | 0.8131 | 0.7599 | 0.7107 | 0.6651 | 0.6227 | 0.5835 | 0.5470 | 0.5132 |
| 8 | 0.9235 | 0.8535 | 0.7894 | 0.7307 | 0.6768 | 0.6274 | 0.5820 | 0.5403 | 0.5019 | 0.4665 |
| 9 | 0.9143 | 0.8368 | 0.7664 | 0.7026 | 0.6446 | 0.5919 | 0.5439 | 0.5002 | 0.4604 | 0.4241 |
| 10 | 0.9053 | 0.8203 | 0.7441 | 0.6756 | 0.6139 | 0.5584 | 0.5083 | 0.4632 | 0.4224 | 0.3855 |
Σ The Formula
PVIF = 1 / (1 + r)^n
Real World Examples
Usage
Locate the intersection of Rate and Year to find the multiplier.
Example
To check PV of $1 in 5 years @ 6%, look at Row 5, Col 6%.
# About This Calculator
A Present Value Interest Factor (PVIF) table displays the present value of $1 to be received at various future dates, discounted at various interest rates.
It simplifies calculations by providing a pre-calculated multiplier. Multiply your Future Value by the PVIF to get Present Value.
Frequently Asked Questions
Is PVIF Table Generator free to use?+
Yes, PVIF Table Generator on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is PVIF Table Generator?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for PVIF Table Generator are accurate for academic and professional use.
Can I use PVIF Table Generator on my phone?+
Yes! PVIF Table Generator is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with PVIF Table Generator or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!
Can I request a new feature?+
Absolutely. We are constantly expanding our toolset. Feel free to reach out with your requests, and we might build it next!
About
A Present Value Interest Factor (PVIF) table displays the present value of $1 to be received at various future dates, discounted at various interest rates.
It simplifies calculations by providing a pre-calculated multiplier. Multiply your Future Value by the PVIF to get Present Value.