Financial Tool

Tip Calculator & Bill Splitter

Calculate accurate tips and split bills instantly. Essential tool for dining out, delivery services, and group payments.

Bill Cost ($)

Tip Percentage (%)

Split (People)

Σ The Formula

Total = Bill + (Bill × Tip%) | Per Person = Total / People

Real World Examples

Standard Dinner

$100 bill, 20% tip: Tip $20, Total $120

Split for Couples

$150 bill, 18% tip, 2 people: Total $177, Each pays $88.50

Large Group

$300 bill, 15% tip, 5 people: Total $345, Each pays $69

Delivery Driver

$40 order, 20% tip: Tip $8, Total $48

# About This Calculator

The Tip Calculator solves the awkward math at the end of every meal. Tipping etiquette varies by service and location, but accuracy is always important to ensure fair compensation for service workers. This tool handles the percentages and, more importantly, the division for shared bills, ensuring everyone pays their fair share down to the penny.

Tipping Etiquette Guide (USA)

Sit-Down Restaurants

15% (Standard) to 20-25% (Excellent). This makes up the bulk of a server's wage.

Delivery Drivers

10-15% is common, with a $3-5 minimum regardless of order size. Bad weather warrants higher tips.

Bartenders

$1-2 per drink or 20% of the total tab.

Pre-Tax vs. Post-Tax Tipping

A common debate is whether to tip on the subtotal (before tax) or the total (after tax).

Etiquette Standard: Calculate tips based on the pre-tax subtotal. The tax is a government fee, not a service provided by the waiter.
Simplicity: Many people tip on the final total for easier mental math. This results in a slightly higher tip, which is always appreciated by staff.

Splitting the Bill

The "Split Bill" feature is a lifesaver for groups. It takes the total amount (Bill + Tip) and divides it evenly. This helps avoid the "who owes what" confusion. For uneven splits (e.g., someone had a steak, another had a salad), manual calculation or specialized apps are recommended.

How To Use

Enter the Bill Amount (Subtotal).
Enter your desired Tip Percentage (Default is 15%).
Enter the Number of People splitting the bill.
Click Calculate Tip to see the per-person breakdown.

Frequently Asked Questions

Is gratuity ever included automatically?+

Yes. Many restaurants automatically add an 18% or 20% gratuity for large parties (usually 6 or more people). Always check your bill for 'Auto-Grat' or 'Service Charge' before adding an extra tip!

What if the service was bad?+

Standard practice for poor service is 10-15%. Leaving $0 is generally frowned upon unless the experience was egregious, as servers often have to 'tip out' support staff based on their sales, meaning a $0 tip actually costs them money.

Do I tip on takeout orders?+

It is becoming more common to tip 10-15% on takeout, as staff still package the food and check for accuracy. However, it is less strictly expected than for dine-in service.

How do I calculate a tip mentally?+

To find 20%: Move the decimal point one place to the left (10%) and double that number. Example: Bill $45.00 -> 10% is $4.50 -> Double is $9.00.

Does this calculator split evenly?+

Yes, this tool assumes an even split. If calculating for a group where one person ordered significantly more, you may want to calculate individual shares manually to be fair.

Should I tip on expensive wine?+

Etiquette is debated. Some say tip on the full amount. Others suggest capping the tip for very expensive bottles (e.g., $100+), as opening a $500 bottle takes the same effort as a $50 bottle. When in doubt, 15-20% is safe.