Financial Tool
FVIFA Table Generator
Reference table for Future Value Interest Factors of an Annuity (Ordinary).
| n \ r | 1% | 2% | 3% | 4% | 5% | 6% | 8% | 10% | 12% | 15% |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Yr | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 | 1.0000 |
| 2 Yr | 2.0100 | 2.0200 | 2.0300 | 2.0400 | 2.0500 | 2.0600 | 2.0800 | 2.1000 | 2.1200 | 2.1500 |
| 3 Yr | 3.0301 | 3.0604 | 3.0909 | 3.1216 | 3.1525 | 3.1836 | 3.2464 | 3.3100 | 3.3744 | 3.4725 |
| 4 Yr | 4.0604 | 4.1216 | 4.1836 | 4.2465 | 4.3101 | 4.3746 | 4.5061 | 4.6410 | 4.7793 | 4.9934 |
| 5 Yr | 5.1010 | 5.2040 | 5.3091 | 5.4163 | 5.5256 | 5.6371 | 5.8666 | 6.1051 | 6.3528 | 6.7424 |
| 10 Yr | 10.4622 | 10.9497 | 11.4639 | 12.0061 | 12.5779 | 13.1808 | 14.4866 | 15.9374 | 17.5487 | 20.3037 |
| 15 Yr | 16.0969 | 17.2934 | 18.5989 | 20.0236 | 21.5786 | 23.2760 | 27.1521 | 31.7725 | 37.2797 | 47.5804 |
| 20 Yr | 22.0190 | 24.2974 | 26.8704 | 29.7781 | 33.0660 | 36.7856 | 45.7620 | 57.2750 | 72.0524 | 102.4436 |
| 25 Yr | 28.2432 | 32.0303 | 36.4593 | 41.6459 | 47.7271 | 54.8645 | 73.1059 | 98.3471 | 133.3339 | 212.7930 |
| 30 Yr | 34.7849 | 40.5681 | 47.5754 | 56.0849 | 66.4388 | 79.0582 | 113.2832 | 164.4940 | 241.3327 | 434.7451 |
Formula: Future Value = Payment × FVIFA Factor
Σ The Formula
FVIFA = [(1 + r)ⁿ - 1] / r
Real World Examples
Standard Look-up
6% for 20 years factor = 36.7856. ($1k/yr becomes $36,785.60).
Retirement Math
Quickly see how saving $X per year grows over 30 years.
# About This Calculator
The Future Value Interest Factor of an Annuity (FVIFA) is used to calculate the future value of a series of equal payments.
This table is indispensable for determining the value of recurring savings plans (like RRSPs, 401ks, or sinking funds) without complex manual exponentiation.
How To Use
- Locate the **Interest rate** column.
- Locate the **Number of periods** (Years) row.
- Multiply the **FVIFA Factor** at the intersection by your **Recurring Payment (PMT)**.
- The result is the final accumulated value of all payments plus compound interest.
Frequently Asked Questions
Does this include the first payment?+
Yes. An ordinary annuity assumes payments are made at the end of each period, and the table factor accounts for the timing of all payments.
Is FVIFA Table Generator free to use?+
Yes, FVIFA Table Generator on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is FVIFA Table Generator?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for FVIFA Table Generator are accurate for academic and professional use.
Can I use FVIFA Table Generator on my phone?+
Yes! FVIFA Table Generator is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with FVIFA Table Generator or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!
About
The Future Value Interest Factor of an Annuity (FVIFA) is used to calculate the future value of a series of equal payments.
This table is indispensable for determining the value of recurring savings plans (like RRSPs, 401ks, or sinking funds) without complex manual exponentiation.