Financial Tool
FVIF Table Generator
Reference table for Future Value Interest Factors (Single Sum).
| n \ r | 1% | 2% | 3% | 4% | 5% | 6% | 8% | 10% | 12% | 15% |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Yr | 1.0100 | 1.0200 | 1.0300 | 1.0400 | 1.0500 | 1.0600 | 1.0800 | 1.1000 | 1.1200 | 1.1500 |
| 2 Yr | 1.0201 | 1.0404 | 1.0609 | 1.0816 | 1.1025 | 1.1236 | 1.1664 | 1.2100 | 1.2544 | 1.3225 |
| 3 Yr | 1.0303 | 1.0612 | 1.0927 | 1.1249 | 1.1576 | 1.1910 | 1.2597 | 1.3310 | 1.4049 | 1.5209 |
| 4 Yr | 1.0406 | 1.0824 | 1.1255 | 1.1699 | 1.2155 | 1.2625 | 1.3605 | 1.4641 | 1.5735 | 1.7490 |
| 5 Yr | 1.0510 | 1.1041 | 1.1593 | 1.2167 | 1.2763 | 1.3382 | 1.4693 | 1.6105 | 1.7623 | 2.0114 |
| 10 Yr | 1.1046 | 1.2190 | 1.3439 | 1.4802 | 1.6289 | 1.7908 | 2.1589 | 2.5937 | 3.1058 | 4.0456 |
| 15 Yr | 1.1610 | 1.3459 | 1.5580 | 1.8009 | 2.0789 | 2.3966 | 3.1722 | 4.1772 | 5.4736 | 8.1371 |
| 20 Yr | 1.2202 | 1.4859 | 1.8061 | 2.1911 | 2.6533 | 3.2071 | 4.6610 | 6.7275 | 9.6463 | 16.3665 |
| 25 Yr | 1.2824 | 1.6406 | 2.0938 | 2.6658 | 3.3864 | 4.2919 | 6.8485 | 10.8347 | 17.0001 | 32.9190 |
| 30 Yr | 1.3478 | 1.8114 | 2.4273 | 3.2434 | 4.3219 | 5.7435 | 10.0627 | 17.4494 | 29.9599 | 66.2118 |
Pro-tip: To find the Future Value, use: Balance = Principal × Table Factor
Σ The Formula
FVIF = (1 + r)ⁿ
Real World Examples
Standard Look-up
8% for 10 years factor = 2.1589. ($1k becomes $2,158.90).
Study Guide
Essential for finance students during exams without financial calculators.
# About This Calculator
A Future Value Interest Factor (FVIF) table is a reference chart used to quickly find the multiplier for a lump sum investment.
Instead of using a calculator for every variation, you can look up the intersection of the interest rate (top row) and the number of periods (left column).
How To Use
- Find your **Interest Rate** in the top header row.
- Move down to the row corresponding to your **Years** (Periods).
- The number in the cell is your **FVIF Factor**.
- Multiply this factor by your initial principal to get the Future Value.
Frequently Asked Questions
Why use a table?+
Tables are great for visualizing how dramatically small changes in rates or time affect the final outcome.
Is FVIF Table Generator free to use?+
Yes, FVIF Table Generator on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is FVIF Table Generator?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for FVIF Table Generator are accurate for academic and professional use.
Can I use FVIF Table Generator on my phone?+
Yes! FVIF Table Generator is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with FVIF Table Generator or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!
About
A Future Value Interest Factor (FVIF) table is a reference chart used to quickly find the multiplier for a lump sum investment.
Instead of using a calculator for every variation, you can look up the intersection of the interest rate (top row) and the number of periods (left column).