Financial Tool
FV of Cash Flows
Find the future value of a series of irregular payments at a given discount rate.
Aggregate Value at Year 3
$4826.40
Σ The Formula
FV = Σ [CFₜ × (1 + r)^(T-t)]
Real World Examples
Project Earnings
Year 1: $1k, Year 2: $5k, Year 3: $8k. What is the sum worth at end of Year 3?
Business Valuation
Determining terminal value after a growth period.
# About This Calculator
The Future Value of Cash Flows is used when payments are not equal (unlike an annuity). It takes each individual cash flow and compounds it forward to a specific target date (usually the date of the last payment).
This is a common method in corporate finance for Net Present Value (NPV) analysis and project budgeting.
How To Use
- Enter the **Discount Rate** (Annual interest).
- Add each **Cash Flow** and its corresponding **Year**.
- The tool compounds each amount to the **Target Year** (the latest year in your list).
- The combined **Future Value** is displayed below.
Frequently Asked Questions
Can years be decimals?+
Yes, you can use fractional years for more precise timing (e.g., Year 1.5).
Is FV of Cash Flows free to use?+
Yes, FV of Cash Flows on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is FV of Cash Flows?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for FV of Cash Flows are accurate for academic and professional use.
Can I use FV of Cash Flows on my phone?+
Yes! FV of Cash Flows is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with FV of Cash Flows or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!