Financial Tool
FV of Cash Flows
Find the future value of a series of irregular payments at a given discount rate.
Aggregate Value at Year 3
$4826.40
Σ The Formula
FV = Σ [CFₜ × (1 + r)^(T-t)]
Real World Examples
Project Earnings
Year 1: $1k, Year 2: $5k, Year 3: $8k. What is the sum worth at end of Year 3?
Business Valuation
Determining terminal value after a growth period.
# About This Calculator
The Future Value of Cash Flows is used when payments are not equal (unlike an annuity). It takes each individual cash flow and compounds it forward to a specific target date (usually the date of the last payment).
This is a common method in corporate finance for Net Present Value (NPV) analysis and project budgeting.
How To Use
- Enter the **Discount Rate** (Annual interest).
- Add each **Cash Flow** and its corresponding **Year**.
- The tool compounds each amount to the **Target Year** (the latest year in your list).
- The combined **Future Value** is displayed below.
Frequently Asked Questions
Can years be decimals?+
Yes, you can use fractional years for more precise timing (e.g., Year 1.5).
Is FV of Cash Flows free to use?+
Yes, FV of Cash Flows on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is FV of Cash Flows?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for FV of Cash Flows are accurate for academic and professional use.
Can I use FV of Cash Flows on my phone?+
Yes! FV of Cash Flows is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with FV of Cash Flows or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!
About
The Future Value of Cash Flows is used when payments are not equal (unlike an annuity). It takes each individual cash flow and compounds it forward to a specific target date (usually the date of the last payment).
This is a common method in corporate finance for Net Present Value (NPV) analysis and project budgeting.