Financial Tool
Comprehensive Future Value
Professional grade FV calculator including monthly deposits, inflation, and tax considerations.
Nominal Sum
$69,491
Total dollars accumulated
After-Tax Sum
$78,567
Estimated tax impact
Real Wealth (Today's $)
$43,501
Purchasing power adjusted
Total Personal Investment (Capital):
$130,000
Σ The Formula
FV = PV(1+r)ᵗ + PMT[((1+r)ᵗ-1)/r]
Real World Examples
Aggressive Saving
$10k start + $500/mo at 8% for 20 years results in ~$335,000 nominal.
Purchasing Power
Inflation adjusted 'Real Value' shows what that money buys in today's dollars.
# About This Calculator
A Comprehensive Future Value model goes beyond simple compound interest. It factors in three critical variables that affect long-term wealth:
- Periodic Contributions (PMT): Regular monthly or yearly additions to your savings.
- Inflation: The erosion of purchasing power over time.
- Taxes: The portion of interest or capital gains taken by the government.
How To Use
- Enter your **Starting Principal**.
- Enter your **Monthly Contribution** (PMT).
- Enter the **Expected Return** and **Time Horizon**.
- Adjust the **Inflation** and **Tax Rate** to see the "Real" after-tax wealth.
Frequently Asked Questions
Nominal vs Real Value?+
Nominal value is the absolute dollar amount in the future. Real value is the nominal value adjusted for inflation, showing its worth in today's currency.
Is Comprehensive Future Value free to use?+
Yes, Comprehensive Future Value on Matheric is completely free to use. We believe in accessible education and utility for everyone.
How accurate is Comprehensive Future Value?+
We use standard mathematical formulas and high-precision computing algorithms to ensure results for Comprehensive Future Value are accurate for academic and professional use.
Can I use Comprehensive Future Value on my phone?+
Yes! Comprehensive Future Value is fully responsive and optimized for all devices, including smartphones, tablets, and desktops.
Do you save my data?+
No. We prioritize your privacy. All calculations are performed in your browser or temporarily processed, and we do not store your personal input data.
How do I report a bug?+
If you notice any issues with Comprehensive Future Value or have suggestions for improvement, please contact us via the link in the footer. We value your feedback!
About
A Comprehensive Future Value model goes beyond simple compound interest. It factors in three critical variables that affect long-term wealth:
- Periodic Contributions (PMT): Regular monthly or yearly additions to your savings.
- Inflation: The erosion of purchasing power over time.
- Taxes: The portion of interest or capital gains taken by the government.